That sucks Taco. Friggin jaywalkers!
I wrote off my ranger on a mulie near Sundre last month. Insurance paid out exactly what I felt the truck was worth, and now I have a 4runner which I'm really happy with. Hope it works out just as well for you. Loss of use worked well for me, I was leaving town for work the next week, so I just rented a Cadillac for the weekend. Budget probably wouldn't be happy if they saw the holes on the little red I made it to in their CTS.